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Online Forms



BlueCross BlueShield






Health & Retirement and Services of Illinois has been providing outstanding health benefits to Illinois residents for over 55 years.
We Pick Up Where Medicare Leaves Off.

Reliable, Affordable Plans from the Illinois Leader in Medicare Supplement Protection. Our Medicare Supplement plans provide substantial benefits at rates that can save you money over other plans.




BCBS of IL Medical Supplement video

Quick guide informational video about BCBSIL (BlueCross & BlueShield of Illinois) Medical Supplement. The video show why an extra protection like medical supplement is needed and the difference between plans that are available.

2021 Medicare Supplement Rates:

Please select: Metro | State


Metro Medicare Supplement Outline of Coverage for counties IN Cook, DuPage, Kane, Lake, McHenry & Will


State Medicare Supplement Outline of Coverage for counties OUTSIDE of Cook, DuPage, Kane, Lake, McHenry & Will


Blue Cross "Med-Select Hospital Listing"

Ez-Blue Payment Option

Secure Online Forms:
Complete Application online (Secure online form)
Medicare Supplement Application with Policy Checklist 2021

BCBS Replacement Secure online form
BCBS Replacement Form

Policy Checklist Online form (Secure online form)
Policy Checklist

K & L Policy Checklist Online form (Secure online form)
K & L Policy Checklist







Aetna Medicare Supplement Insurance

Continental Life Insurance Company of Brentwood, Tennessee

Health & Retirement Services of Illinois has been providing outstanding health benefits to Illinois residents for over 55 years.

We Pick Up Where Medicare Leaves Off.

Reliable, Affordable Plans from the Illinois Leader in Medicare Supplement Protection. Our Medicare Supplement plans provide substantial benefits at rates that can save you money over other plans.




Aetna Medical Supplement

Informational video about Aetna Medical Supplement plans. To guide you with the process and answer some questions you might have.



Mutual of Omaha


Mutual of Omaha Medical Supplement

Quick refrence about Mutual of Omaha Medicare Supplement plans that are available in Illinois.

A Medicare supplement insurance policy helps pay some of the expenses not covered by Medicare. What’s more:

  • Your out-of-pocket health care costs are reduced
  • You choose your own doctors, hospitals and other health care providers
  • Your benefits increase along with Medicare’s deductibles and co-payments depending on your plan's coverage

With companies offering the same standardized insurance plans, your Medicare supplement choice comes down to price and a company’s service, reputation and experience with Medicare supplement insurance policies.


See how Mutual of Omaha Company exceeds expectations.


Determine Your Need

As we age, our health care expenses generally increase. Medicare pays many of those costs, but not all. See how a Medicare supplement insurance policy can complete your health care protection. From basic to comprehensive coverage, there's a Mutual of Omaha Medicare supplement insurance policy for your specific needs and budget.


Why Choose Us

Our Medicare supplement insurance policies help give you the financial value and security you seek in your health care coverage.



Forms & Information

Health & Retirement Services of Illinois,
7101 N. Cicero Ave., Suite 202, Lincolnwood, IL. 60712


For any questions or any help enrolling, call 1-800-739-4700 and we will be happy to assist you.



Medicare Supplement Outline

Medicare Supplement Outline of Coverage

Supplement Forms:

Medicare Supplement Application (Secure online form)

Medicare Supplement pdf Application






Medicare Advantage


Medicare Advantage at healtcareil.org

What's a Medicare Advantage Plan?

Medicare Advantage Plans are offered by private companies approved by Medicare. Medicare pays these companies to cover your Medicare benefits. If you join a Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage. This is different than a Medicare Supplement Insurance (Medigap) policy.


What do I need to know about Medicare Advantage Plans?

There are different types of Medicare Advantage Plans: Health Maintenance Organization (HMO) plans-in most HMOs, you can only go to doctors, other health care providers, or hospitals in the plan's network, except in an urgent or emergency situation. You may also need to get a referral from your primary care doctor for tests or to see other doctors or specialists.


Preferred Provider Organization (PPO) plans- PPO plans cover preventive and medically necessary health care services. You have the freedom to see any doctor that you choose. Receive covered health care services from most licensed providers in or out of the network.


Who can join a Medicare Advantage Plan?

You must have Medicare Parts A and B and live in the plan's service area to be eligible to join.


What do Medicare Advantage Plans cover?

Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. In all types of Medicare Advantage Plans, you're always covered for emergency and urgent care. Medicare Advantage Plans must offer emergency coverage outside of the plan's service area (but not outside the U.S). Many Medicare Advantage Plans also offer extra benefits such as dental care, eyeglasses, or wellness programs. Most Medicare Advantage Plans include Medicare prescription drug coverage (Part D). Plan benefits can change from year to year. Make sure you understand how a plan works before you join.


Where can I get more information?

For more information on plan types and to find plans that are available in your area, please fill out the form below and one of our specialists will be in contact with you. Or call us at 1-800-739-4700.



Medicare Advantage Contact Form






Health Insurance Products

Health, Dental and Vision medical insurance

Health & Retirement Services of Illinois represents Blue Cross and Blue Shield of Illinois and Humana to provide the best Medical Policies to Chicago and Illinois residents.


Our Office works with residents in the Chicago Metro Area and throughout the State of Illinois. Our dedicated professionals are available to assist you and provide the best insurance plans that fit your needs and budget.


Medical Insurance Policies gives a peace of mind to you, our prospect and clients. We provide our prospects and client with up-to-date information on changes in both State of Illinois and Federal regulations that may affect your coverage. We are proud to help you make a sound decision in securing the best and most affordable health insurance coverage in Illinois.


Our monthly Newsletter keeps you informed about pending and current changes in Medical, Medicare, Social Security and Affordable Care Act (Obamacare) up-dates along with a variety of articles that may be of interest to you.


If you have any questions or concerns regarding insurance Plans, feel free to contact us or visit our Lincolnwood office near Chicago Northern Suburbs. Our staff is here to assist you with questions regarding your Plan decision along with the enrollment process.
Please contact us at 1-800-739-4700.





Life and Travel Insurance

Travel, Life, Final Expense and Retirement Insurance Coverage

Health & Retirement Services of Illinois represents number of quality insurance that will help protect you from life surprises.


Our Office works cover residents in the Chicago and throughout the State of Illinois. Our dedicated professionals are available to assist you and provide the best insurance plans that fit your needs and budget.


Life, travel, final expanse and retirement Policies gives a peace of mind to you, our prospect and clients. We provide our prospects and client with up-to-date information on changes in both State of Illinois and Federal regulations that may affect your coverage. We are proud to help you make a sound decision in securing the best and most affordable quality insurance coverage in Illinois.


Our monthly Newsletter keeps you informed about pending and current changes in travel and life insurance changes.

If you have any questions or concerns regarding insurance Plans, feel free to contact us or visit our Lincolnwood office near Chicago Northern Suburbs. Our staff is here to assist you with questions regarding your Plan decision along with the enrollment process.
Please contact us at 1-800-739-4700.