Who needs a Medicare supplement insurance policy?

Original Medicare pays for many health care services and supplies, but it doesn’t pay all of your health care costs. You must pay these expenses which are often deductibles, coinsurance and co-payments.
See your out-of-pocket costs.

For a monthly premium, a Medicare supplement insurance policy helps you pay all or some of these costs, depending on the policy you choose.

A Medicare supplement insurance policy is for people on Medicare who want:

• Help paying for some health care costs
• To keep their own doctors and hospitals and choose their specialists and other health care providers
• To budget for the premium and not worry about high out-of-pocket expenses
• First-dollar coverage – don’t have to pay deductibles or co-payments every time they see a doctor  
• Their benefits to increase along with Medicare’s deductibles and co-payments
• To be covered everywhere in the U.S.
• Their providers to file the claims so they don’t have to hassle with paperwork
• Guaranteed renewable insurance so they can keep their policy as long as they pay their premiums on time